Cream Cheese-Filled Banana Bread Recipe

Banana bread is a timeless comfort food, but when paired with a rich cream cheese filling, it transforms into a delightful treat that balances moist banana flavor with a creamy tang. Cream Cheese-Filled Banana Bread is perfect for breakfast, an afternoon snack, or even dessert. Its dense texture combined with the silky cream cheese layer makes every bite indulgent yet wholesome. This recipe is simple, uses basic pantry ingredients, and creates a bakery-style loaf right at home.

Ingredients

  1. 2 to 3 ripe bananas, mashed
  2. 1/2 cup unsalted butter, melted
  3. 3/4 cup granulated sugar
  4. 2 large eggs
  5. 1 teaspoon vanilla extract
  6. 1 3/4 cups all-purpose flour
  7. 1 teaspoon baking soda
  8. 1/2 teaspoon salt
  9. 1/2 teaspoon ground cinnamon
  10. 1/2 cup sour cream or Greek yogurt
  11. For the cream cheese filling:
  12. 8 oz cream cheese, softened
  13. 1/4 cup granulated sugar
  14. 1 egg
  15. 1/2 teaspoon vanilla extract

Instructions

  1. Preheat oven to 350°F (175°C). Grease and line a loaf pan with parchment paper. In a large bowl, combine mashed bananas, melted butter, sugar, eggs, and vanilla. Stir until smooth.
  2. In another bowl, whisk flour, baking soda, salt, and cinnamon. Gradually fold dry ingredients into wet mixture. Add sour cream or yogurt and mix gently until batter is smooth.
  3. For filling, beat cream cheese, sugar, egg, and vanilla until creamy. Pour half the banana batter into the loaf pan, spread cream cheese mixture evenly, then cover with remaining batter. Bake for 55–65 minutes or until a toothpick inserted comes out clean. Cool before slicing.

Servings

Makes 8–10 slices

Nutritional Info (per serving, approx.)

Calories: 290
Carbohydrates: 38g
Protein: 5g
Fat: 13g
Saturated Fat: 7g
Cholesterol: 65mg
Fiber: 2g
Sugar: 20g
Sodium: 240mg

Notes

This bread tastes best when slightly warm, as the cream cheese filling stays moist and soft. Store leftovers in an airtight container in the refrigerator for up to 5 days. It can also be frozen for up to 2 months.

Tips

Use very ripe bananas with brown spots for maximum flavor and natural sweetness. Do not overmix the batter; this helps the bread stay tender. If the top browns too quickly, loosely cover with foil during the last 15 minutes of baking. Allow the bread to cool fully before slicing for neat layers.

Health Benefits

Bananas are packed with potassium, fiber, and vitamin B6, which support heart health and digestion. Using Greek yogurt or sour cream adds protein and probiotics, improving gut health. Cream cheese provides calcium and vitamin A, while moderation ensures balance. Homemade banana bread avoids preservatives, making it healthier than packaged options.

Q & A

Q: Can I use frozen bananas?
A: Yes, thaw frozen bananas and drain excess liquid before using.
Q: How do I make it healthier?
A: Swap half the flour for whole wheat flour, reduce sugar slightly, or use honey as a natural sweetener.
Q: Can I add nuts or chocolate chips?
A: Absolutely, walnuts, pecans, or dark chocolate chips pair wonderfully with the cream cheese filling.
Q: Why is my bread sinking in the middle?
A: This may happen if it is underbaked. Ensure a toothpick inserted in the center comes out clean before removing from the oven.

This Cream Cheese-Filled Banana Bread combines comfort, nutrition, and indulgence in one loaf, making it an irresistible homemade recipe for any occasion.

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