Cream Cheese Filled Banana Bread Recipe

Cream Cheese-Filled Banana Bread is a delightful twist on the traditional banana bread that elevates it into a decadent treat. This recipe combines the moist sweetness of ripe bananas with a rich, tangy cream cheese filling that creates a cheesecake-like surprise in every slice. Perfect for breakfast, tea-time, or dessert, this bread offers the best of both worlds: comfort food and indulgence. Its soft crumb, flavorful filling, and inviting aroma make it a favorite for families and gatherings, while still being simple enough to prepare with basic pantry ingredients.

Ingredients

  1. 2 to 3 ripe bananas, mashed (about 1 cup)
  2. 1/3 cup melted unsalted butter
  3. 1/2 cup granulated sugar
  4. 1/4 cup brown sugar
  5. 1 large egg
  6. 1 teaspoon vanilla extract
  7. 1 teaspoon baking soda
  8. 1/4 teaspoon salt
  9. 1 1/2 cups all-purpose flour
  10. 8 ounces cream cheese, softened
  11. 1/4 cup powdered sugar
  12. 1 large egg (for filling)
  13. 1/2 teaspoon vanilla extract (for filling)

Instructions

  1. Preheat the oven to 350°F (175°C) and grease a 9×5-inch loaf pan. In a large bowl, mix mashed bananas, melted butter, granulated sugar, brown sugar, egg, and vanilla extract until smooth. Stir in baking soda, salt, and flour until just combined.
  2. In a separate bowl, beat cream cheese with powdered sugar, egg, and vanilla extract until creamy and smooth.
  3. Pour half of the banana batter into the loaf pan, spread the cream cheese filling evenly over it, and top with the remaining banana batter. Bake for 55–65 minutes or until a toothpick inserted in the bread (not the cream cheese layer) comes out clean. Allow to cool before slicing.

Servings

Makes 10 servings

Nutritional Info (per serving, approx.)

Calories: 260
Protein: 5g
Carbohydrates: 32g
Fat: 12g
Fiber: 2g
Sugar: 18g
Sodium: 210mg

Notes

Use overripe bananas for the best flavor and sweetness. Ensure the cream cheese is softened before mixing to achieve a smooth filling. Do not overmix the batter to keep the bread tender. The cream cheese layer will set as the bread cools, so let it rest before slicing for neat pieces.

Tips

Line the loaf pan with parchment paper for easy removal. If the bread begins to brown too quickly, cover it loosely with aluminum foil for the last 15 minutes of baking. Store leftovers in the refrigerator to keep the cream cheese filling fresh, and warm slices slightly before serving for the best texture. For extra flavor, add a pinch of cinnamon or nutmeg to the banana batter.

Health Benefits

Bananas are a great source of potassium, vitamin C, and fiber, supporting heart and digestive health. Cream cheese, while indulgent, provides protein and calcium in moderation. Replacing some all-purpose flour with whole wheat flour can increase fiber and nutrients. Using natural sweeteners like honey or reducing added sugar makes this recipe more wholesome while still delicious. Enjoyed mindfully, this bread can be both satisfying and nourishing.

Q & A

Q: Can I freeze Cream Cheese-Filled Banana Bread?
A: Yes, wrap slices tightly and freeze for up to 2 months. Thaw overnight in the refrigerator before serving.
Q: Can I make it without cream cheese?
A: Absolutely, just bake it as classic banana bread without the filling.
Q: What can I use instead of cream cheese?
A: Mascarpone or ricotta can work, though the flavor and texture will vary slightly.
Q: How do I keep the bread moist?
A: Do not overbake, and store in an airtight container in the fridge. A quick reheat before serving helps restore its softness.
Q: Can I add mix-ins like nuts or chocolate chips?
A: Yes, fold in 1/2 cup of walnuts, pecans, or chocolate chips into the banana batter for extra flavor and texture.

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