Cream Cheese-Filled Banana Bread Loaf Recipe

A moist, tender banana bread with a luscious cream cheese filling is the perfect treat for breakfast, brunch, or dessert. The combination of ripe bananas and creamy, sweetened cheese creates a loaf that is both comforting and indulgent. This recipe elevates traditional banana bread into something extraordinary, making it an ideal option to impress guests or simply enjoy with a warm cup of coffee. Its rich flavor, soft texture, and beautiful presentation make it a must-try for anyone who loves classic baked goods with a twist.

Ingredients

  1. 2 cups all-purpose flour
  2. 1 teaspoon baking soda
  3. 1/4 teaspoon salt
  4. 1/2 cup unsalted butter, softened
  5. 3/4 cup granulated sugar
  6. 2 large eggs
  7. 1 teaspoon vanilla extract
  8. 3 medium ripe bananas, mashed
  9. 1/2 cup sour cream or plain yogurt
  10. For Cream Cheese Filling: 8 oz cream cheese (softened), 1/4 cup sugar, 1 large egg, 1 teaspoon vanilla extract

Instructions

  1. Preheat oven to 350°F (175°C) and grease a 9×5-inch loaf pan or line it with parchment paper.
  2. In a medium bowl, whisk together flour, baking soda, and salt. In another large bowl, cream butter and sugar until light and fluffy, then beat in eggs one at a time. Stir in vanilla, mashed bananas, and sour cream. Gradually fold in the dry ingredients until just combined.
  3. In a separate bowl, prepare the filling by mixing cream cheese, sugar, egg, and vanilla until smooth. Spread half of the banana batter into the loaf pan, top with the cream cheese mixture, and then spread the remaining banana batter on top. Bake for 55–65 minutes, or until a toothpick inserted into the center comes out clean. Cool in pan for 10 minutes, then transfer to a wire rack to cool completely before slicing.

Servings

Makes about 10–12 slices.

Nutritional Info (per serving, approx.)

Calories: 285
Protein: 5g
Carbohydrates: 38g
Sugars: 22g
Fat: 13g
Saturated Fat: 7g
Cholesterol: 55mg
Sodium: 160mg
Fiber: 2g

Notes

This loaf tastes best when made with overripe bananas as they add natural sweetness and moisture. It can be stored in an airtight container at room temperature for up to two days or refrigerated for up to five days. For longer storage, freeze slices individually and thaw as needed.

Tips

  1. For extra flavor, add a pinch of cinnamon or nutmeg to the batter.
  2. Use full-fat cream cheese to ensure the filling stays rich and smooth.
  3. Allow the loaf to cool fully before slicing to prevent the filling from becoming too soft.
  4. To make it more indulgent, sprinkle chocolate chips or chopped nuts over the batter before baking.

Health Benefits

Bananas are a rich source of potassium, fiber, and vitamin B6, which support heart health and digestion. The addition of sour cream or yogurt provides probiotics and calcium, aiding gut health and bone strength. Cream cheese, though indulgent, adds protein and a dose of vitamin A. When eaten in moderation, this bread can be a satisfying way to enjoy a treat while also gaining nutrients from wholesome ingredients.

Q & A

Q: Can I use frozen bananas for this recipe?
A: Yes, thawed frozen bananas work perfectly. Just drain excess liquid before mashing.

Q: Can I replace sour cream with something else?
A: Plain Greek yogurt or buttermilk are great alternatives.

Q: How do I prevent the loaf from sinking in the middle?
A: Make sure not to overmix the batter and bake until the center is fully set.

Q: Can I make this recipe gluten-free?
A: Yes, substitute a gluten-free all-purpose flour blend for best results.

Q: Is this recipe freezer-friendly?
A: Absolutely, wrap slices tightly and store in the freezer for up to three months.

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